Frequently
Asked Questions

Q: What is canine liability insurance?

Canine liability insurance is a specialized insurance policy that protects dog owners from financial losses if their dog causes injury to a person or damages someone else's property.

Q: Why do I need canine liability insurance?

Canine liability insurance provides peace of mind and financial protection in case your dog is involved in an incident. It can cover legal fees, medical expenses, and property damage costs that may arise from your dog's actions.

Answers to some of the questions we receive most often. Can't find the answer you need here? Get in touch.

What is Canine Liability Insurance?

InsureMyK9.com insures all breeds and gives you coverage if your dog injures another person or causes damage to property. Canine liability insurance can pay for medical expenses and claims filed against you as well as covering damage done by the dog to another person's property. Apartments and rental companies have begun to require canine liability insurance due to increases in lawsuits. If you are not covered, a claim against you can cost thousands out of pocket. Canine liability gives you protection from the unintentional actions of your dog.

Why do I need Canine Liability Insurance?

Canine liability insurance is essential to keep you protected in the case your dog has a mishap, and in most cases you will be liable.

Many homeowners and renterâ€™s policies have exclusions or limitations on coverage for dogs. They are usually a full exclusion or limits coverage by breed. Review your policy today, or consult with one of our experienced staff members to review what is in place.

What does Canine Liability Insurance cover?

Medical Expenses
Lawsuits
Costs of Property Damage

What can I expect to pay annually?

We are very competitive with our rates and do everything we can to make them affordable for anyone. Your cost will depend on variables like the breed of your dog, use of your dog, weight of your dog and incident history of your dog.

Get a Quote

Do you cover more than one dog on the same policy?

Yes. You can quote up to three (3) dogs online. If you have more than three canines, give us a call (720-669-DOGS) and we will give you the costs for the additional dogs.

Do you offer coverage in all 50 states?

No. The following states are available for coverage today.

Alabama
Arizona
Arkansas
California
Colorado
Delaware
Florida
Georgia
Illinois
Iowa
Kansas
Louisiana
Maine
Maryland
Massachusetts
Minnesota
Mississippi
Missouri
Nebraska
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Wisconsin
Wyoming
More states are added frequently. Please check back with us soon.

Do you cover dogs with previous bite history?

Yes, we will consider all dogs with all bite histories.

I'm looking to become an agent how do I get started?

Please click the following link to apply to become an agent with the InsureMyK9.com team: https://www.ameliaunderwriters.com/become-an-agent

Frequently Asked Questions

Frequently
Asked Questions